Car Loan EMI: Don’t Let Your Car Become a Burden

A car improves life — unless the EMI drains your bank account.

Why Calculate First

• Know real monthly cost
• Compare dealer vs bank loans
• Avoid long-term debt traps

Smart Rule

If car EMI + fuel + maintenance exceeds 30% of your income, the car is too expensive.

Final Thoughts

Choose your car based on EMI, not excitement.

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