Home Loan EMI Planning for First-Time Buyers

A house is a dream. A bad mortgage plan becomes a nightmare.

Key Planning Tips

• Keep EMI under 35% of income
• Compare fixed vs floating interest
• Test multiple tenures in calculator

Why EMI Planning Matters

Home loans last 15–30 years. A small mistake multiplies over decades.

Final Thoughts

Plan your EMI before choosing your house — not after.

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